By using the Findery web site, Findery mobile web or Findery iPhone app, services of 2bkco Inc. ("Findery"), you are agreeing to be bound by the following terms and conditions (“Terms of Service”).

Basic Terms

1. You must be 13 years and older to use this site.
2. You are responsible for any activity that occurs under your screen name.
3. You are responsible for keeping your password secure.
4. You must not abuse, harass, threaten, invade the privacy of, or intimidate other Findery members or staff.
5. You may not use Findery for any illegal or unauthorized purpose. International members agree to comply with all local laws regarding online conduct and acceptable content.
6. You are solely responsible for your conduct and any data, text, information, screen names, graphics, photos, profiles, audio and video clips, links (“Content”) that you submit, post, and display on Findery.
7. You must not modify, adapt or hack Findery or modify another website so as to falsely imply that it is associated with Findery.
8. You must not create or send unwanted notes to any members of the Findery community that would be considered to be spam.
9. You must not transmit any worms or viruses or any code of a destructive nature.
10. You must not, in the use of Findery, violate any laws in your jurisdiction (including but not limited to copyright laws).

Violation of any of these agreements will result in the termination of your Findery account. While Findery prohibits such conduct and content on its site, you understand and agree that Findery cannot be responsible for the Content posted on its web site and you nonetheless may be exposed to such materials and that you use Findery at your own risk.

General Conditions

• We reserve the right to modify or terminate Findery for any reason, without notice at any time.
• We reserve the right to alter these Terms of Service at any time. If the alterations constitute a material change to the Terms of Service, we will notify you via the email address associated with your Findery account in a timely manner.
• What constitutes a "material change" will be determined at our sole discretion, in good faith and using common sense and reasonable judgement.
• We reserve the right to refuse service to anyone for any reason at any time.
• You own all of the content that you share on Findery. You give us permission to use, store, and share the member content you post on Findery subject to your privacy settings. You may delete your account at any time, though if you've shared your content publicly, the content may persist on third party sites until it is deleted.
• You grant Findery a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, publicly perform or display, distribute, modify, translate, and create derivative works of any content you post on Findery solely for the purpose for which your content was submitted or made available. This license ends when you delete your content or your account.
• We may, but have no obligation to, remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, obscene, invades the privacy of others, or otherwise objectionable or violates any party's intellectual property or these Terms of Service.
• We reserve the right to remove any content that we feel may include personally identifiable documentation or scans of documents issued by banks or governments (social security numbers, passport numbers, credit card numbers, drivers licenses, etc.).